It's what's on the inside that counts
Did you know? Most renters policies don't cover earthquake damage to your belongings—neither will your landlord's policy. They also won't help with living expenses if you need to move out temporarily following an earthquake. To cover what matters most, you need a separate earthquake insurance policy.
A California Earthquake Authority (CEA) renters earthquake policy will help:
- Repair and replace personal property, such as TVs and furniture.
- Pay for loss of use and additional living expenses.
- Cover emergency repairs, such as removing broken glass from furniture and clothing.
|Loss of Use||Included|
Ready for the next step?
- Use our premium calculator to get an estimate of how much your policy may cost.
- Learn more about our policy Coverages and Deductibles and Rates and Premiums.
- To purchase a CEA policy, you must have a residential insurance policy from one of our participating insurance companies.
- You can also download a Renters Brochure.pdf, or order policy brochures online.
Read your CEA policy carefully
We encourage you to read your entire CEA policy to see what is covered and what is not. Exclusions and special limits apply.
All details, limits, and conditions of CEA coverages are found in CEA insurance policies. Refer to a Sample Policy, below, for the full terms and definitions.