We have the right earthquake policies for you to recommend to your customers!
When an earthquake strikes, your customers want peace of mind knowing that the costs to repair their mobilehome and replace their belongings are covered. With more coverage choices, more deductible options, and more affordable rates, mobilehome owners can find the policy that best fits their needs and budget.
CEA offers two policies for mobilehome owners:
- Homeowners Choice offers coverage for your customer’s dwelling, with deductibles from 5% to 25%, and includes limited building code upgrade and emergency repairs coverage. Optional are coverages for personal property (written with a separate, customer-specified deductible that's waived if the dwelling deductible is met) and loss of use with no deductible (includes additional living expenses if policyholder must leave the home due to earthquake damage). Coverage A is required, but customer chooses other coverages, limits and deductibles that best meet their needs.
- Standard Homeowners bundles all coverages into one package: dwelling (including limited building code upgrade and emergency repairs), personal property, and loss of use (includes additional living expenses if policyholder must leave the home due to earthquake damage). Coverages, except loss of use (which has no deductible), are subject to the dwelling deductible.
Your customers can choose the policy that provides the coverage and deductible options they want, now ranging from 5 to 25 percent:
|Coverage||Homeowners Choice||Standard Homeowners|
|Building Code Upgrade||Included||Included|
|Loss of Use||Optional||Included|
Does your client have a CEA earthquake policy with a start date in 2015? Learn more about their policy.
Ready to Sell?
- Find out more about our expanded coverage options and deductibles, and rates and premiums.
- Use our premium calculator to get a policy premium estimates for your customers.
- To sell a CEA policy, you must be an agent appointed by or working with a CEA participating insurance company.
- You can also download a Mobilehome Owners Brochure.pdf, or order policy brochures for your customers in multiple languages.
- Get FREE training and earn 2 CE credits! We offer free, in-person agent training, instructor-led webinars and online training on our earthquake policies.
- Order policy brochures for your customers.
- Find more details in our Homeowners Choice.pdf and standard Homeowners.pdf policy samples.
- Find out more about our optional breakables coverage in our Optional Endorsement - Coverage For Breakables.pdf policy sample.
Have more questions?
For more information, please contact:
CEA Customer Service