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We Provide Earthquake Insurance for Californians

CEA Policies

Have questions?
For more information, please contact:

CEA Customer Service
Toll-free: 888.423.2322

Residential policies aren't enough

According to California Earthquake Authority (CEA)-supported research, many policyholders don't understand they need a separate earthquake insurance policy, in addition to their residential policy, to insure their homes and personal property for earthquake damage.

What policies does ​CEA offer?

  • CEA provides you the policy choices and expertise to sell your customers earthquake insurance that meets their needs and budget.
  • CEA offers residential earthquake insurance policies for homeowners, mobilehome owners, condo unit owners, and renters.
  • New in 2016! We now offer your customers more coverage choices, more deductible options, and more affordable rates with a 10% average statewide rate reduction.
  • For your qualified customers in higher-risk areas whose rates may have gone up, we now offer an up-to-20% Hazard Reduction Discount if their home has been properly retrofitted.
  • Homeowners image

    Homeowners

    Insures 1-4 family homes against covered earthquake damage to the structure and personal property. Also applies to tenant-occupied dwellings.

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  • Condominium image

    Condo Unit Owners

    Covers condo units that are owner-occupied or tenant-occupied. This policy is for the individual unit owner. Loss assessment coverage is also available.

    Learn More
  • Mobilehome image

    Mobilehome Owners

    CEA’s mobilehome and manufactured homeowners earthquake insurance covers damage to dwelling and belongings, whether owner- or tenant-occupied.

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  • Renters images

    Renters

    Tenant insurance coverage for personal property and loss of use.

    Learn More